We are committed to safeguarding customer information in order to better serve the needs today and in the future. We may ask you to provide us with certain information which you might be concerned about like personal and financial information. We agree that you have the right to know how we will utilize the personal information you provide to us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information at our end.
Applicability
This Privacy Policy governs WeCas Facilitators LLP. and our use of non-public personal information about you. This Privacy Policy does not govern publicly available information we obtain about you.
Types of Information
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on the SalaryPayLoan.com loan application web site
- Information we receive from your employer via periodic payroll census/eligibility file extracts
- Information confirmation we receive from a third party identification verification service like eKYC, Credit Bureau etc.
Use of Information
We request certain information from your employer to continually qualify your eligibility for the SalaryPayLoan.com loan program. Only active employees, who meet specific income and employment tenure thresholds, are eligible for SalaryPayLoan.com loan offerings and the data received from your employer’s payroll system is required to independently verify this eligibility. We do not receive or store any such information, which would potentially compromise your online security. This payroll based information is received from your employer on an ongoing basis in order to accurately assess your eligibility for SalaryPayLoan.com loan offerings at any point in time. Information received directly from you is further used to authenticate your identity with a third party service in compliance with Reserve Bank of India consumer lending law and to facilitate the transfer of SalaryPayLoan.com loan funds to a bank account of your choice.
Former Customers
Even if you are no longer our customer, our Privacy Policy will continue to apply to you.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly. We currently maintain physical, electronic, and procedural safeguards that comply with regulations to guard your nonpublic personal information.
Information Obtained Through Our Internet Site
SalaryPayLoan.com is sensitive to privacy issues on the Internet.
We believe it is important you know how we treat the information about you we receive on the Internet. In general, you can visit the SalaryPayLoan.com Internet site without telling us who you are or revealing any information about yourself. Our Internet servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. SalaryPayLoan.com uses this information to measure the use of our site and to develop ideas to improve the content of our site.
Should you choose to apply for a SalaryPayLoan.com loan, we will first assess your eligibility by authenticating your employment. You will be required to enter several pieces of personally identifiable information about yourself in order for us to look up and verify your employment status and income/tenure eligibility.
Should you pass eligibility tests for the Financial Institution/Bank to offer SalaryPayLoan loan products, you will be required to provide proof of your identity. This will require you to submit your Aadhar number.
Once you are fully qualified as eligible and your identification is confirmed, you will be offered one or more qualifying SalaryPayLoan loan offers. Upon selecting your desired loan product, you will provide name of the bank, branch, IFSC code and Bank Account Number in order to facilitate the transmission of approved loan funds to a destination of your choosing.
Upon completion of these steps, SalaryPayLoan.com will transmit your personal information to the financial institutions with whom we have partnered with, in order for them to establish your new loan on their loan making system.
Your Contact Information
Your personal contact information, such as mobile numbers, mailing address, or email addresses are not sold or distributed to third parties outside of the purpose of qualifying your eligibility, funding, or servicing SalaryPayLoan.com loans. It is our policy to hold your personal information strictly for these purposes.
